Liability Insurance in Hattiesburg, MS

Swimming Pool Liability

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Liability Insurance in Hattiesburg, MSHaving a swimming pool on your property is a luxury and takes a lot of maintenance, but oh is it worth it on a hot summer day! If you have kids, the swimming pool seems to be their favorite hangout place with their friends. While owing a swimming pool can be a fun experience if you’re willing to maintain it, it also carries a unique insurance liability risk.

Swimming pools carry many risks of injury. To limit your exposure setting strict rules around the pool for safety can greatly reduce the chances of injury occurring. Follow these safety tips when and around a pool:

  1. Supervision – children should never be left unattended around a swimming pool. If your children and friends want to use the pool require an adult be present at all times. If your children’s friends are wanting to use the pool and you can’t watch, ask another parent to supervise.
  2. Require walking – Water and concrete is slippery. Reduce the chances of a slip and fall injury by making sure everyone around the pool walks and doesn’t run.
  3. No Glass Around Pool Rule – Glass can fall into the pool or around the deck and make for a dangerous situation.
  4. Regularly Inspect – inspect the items used in and around a pool like the diving board, slide or flotation equipment.
  5. Fence & Lock the Pool – Most insurance companies will require a fence of at least four feet be present around a pool.
  6. Teach your children how to swim and pool safety – prevention is key. Teaching your kids how to swim as well as to avoid things in pools and spas like drains can reduce the risk.
  7. Install an alarm – You can install an alarm that detects when someone enters the pool.
  8. Protect your pets – Animals are attracted to water, especially on a hot day. Keep your pool area secured from pets when you’re not using it to ensure they don’t fall in.

Pools and spas are a lot of fun! By following proper safety precautions you can have a lot of great memories and your kids can have a lot of fun! Enjoy your pools responsibly. If you have questions on pool requirements for insurance purposes, we have answers. Our licensed agents can help ensure your property is insurable and that you are properly covered in the event you have a claim. Contact us today.

RV Insurance Quote Hattiesburg, MS

How to Prep Your Camper Trailer For Summer

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RV Insurance Quote Hattiesburg, MSWith summer around the corner, avid campers are ready to get out and enjoy what nature has to offer. If you own a camper or trailer, it’s time to complete a quick tune up to ensure your vehicle is ready for summer use. While some people may pay to service their camper every year, it’s definitely doable to do it yourself too. Here are six areas to check when it comes to prepping your camper for summer use.

  • Service your axle and hubs – One of the most common things you see with camper trailers is someone on the side of the road missing their entire wheel! Grease in the hubs can dry out and if your bearings fail, the entire wheel can come off! This is a dangerous and scary situation. This can be avoided by having your bearings repacked by your local tire shop.
  • Inspect tires – Most camper trailers sit most of the year unused. Because they sit, the tires develop flat spots and cracks that can be dangerous. Inspect your camper tires for cracks as well as any flat spots. Flat spots can be avoided by using special tire savers. They’re widely available for under $100.
  • Check for mold – If your camper is stored outside or if you put it away when it was wet, you may have some mold to deal with. Fortunately, getting rid of mold in campers is easy if it is just on the surface. More extensive mold issues may require a professional. If you have some surface mold, use a water and bleach solution to spray on and kill the mold. Be careful to not spray surfaces that may be discolored such as upholstery. Check along the bottom of your walls, behind curtains, under the sink or inside cabinets too for dampness. If you find it, leave a fan running over night in the camper while it is open to get circulation through the camper and dry it out.
  • Inspect & test your lights – Before you hit the road, always check your lights for functionality. This should be done every time, not just at the beginning of the season.
  • Check propane for leaks- Your propane system can become damaged by rodents or simply by your lines drying out or becoming bent. Your best detection for a propane leak is your nose and ears. Also, if you suspect a leak, use a soapy water solution to check your lines if you see any bubbles form from damage or suspected leak. All campers should be equipped with a propane detector for safety. If you suspect a leak, contact your local dealer to fix the issue or unplug your propane until you have time to get it fixed.
  • Flush your water system- If you’ve winterized your camper, be sure to flush your potable water system well. The antifreeze in your water lines should be the non-toxic variety using propylene glycol. Regardless, flush the system well and dispose of the antifreeze in a manner consistent with federal and state regulations – not in a drain or stream.

If you are looking for a policy review on your camper, be sure to reach out to Baylis Insurance. A RV policy review allows us to ensure you are getting the best coverage at the best price. We also can add additional coverage if you need it. Contact us today.

Why an Independent Agent in Hattiesburg?

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Not all insurance agents are the same! Choosing the right one can make a big difference – in price, service, and value. For instance, when you’re searching for “car insurance Hattiesburg”, you have many choices! However, only one agency, Baylis Insurance Agency, provides you with so many choices for car insurance in Hattiesburg and all of your other needs such as home insurance, business insurance, health insurance and more!

With other agencies, you may only get one company that sells one brand of insurance. With an independent insurance agency like Baylis Insurance Agency you get choices; we represent over 30 companies to ensure we get you the best price and best fit for your family’s needs.

Remember that Baylis Insurance Agency in Hattiesburg, WA can compare coverage and prices to find the best possible value for your individual circumstances. As independent agents, we are members of the Hattiesburg community, and we’re committed to doing business face-to-face and being your advocate in times of need.

Why? Because independent insurance agencies, like Baylis Insurance Agency, represent a number of different insurance companies, and can compare coverage and prices to find the best possible value for your individual circumstances. As independent agents, we are members of the Hattiesburg community, and we’re committed to doing business face-to-face and being your advocate in times of need.

10 Reasons Why You Should Work With Baylis Insurance Agency

Here are a few reasons why Baylis Insurance Agency should be your first and last top when looking for home insurance, auto insurance, health insurance or business insurance:

  1. We work for you when you have a claim.
  2. We are not beholden to any one company. This means you don’t have to change insurance agencies as your insurance and service needs change.
  3. We are your consultants, working with you as you determine your needs.
  4. We are value-hunters who look after your pocketbook in finding the best combination of price, coverage, and service.
  5. We offer one-stop shopping for a full range of products, including home insurance, renters insurance, auto insurance, business insurance, life insurance, health insurance, and retirement plans.
  6. We can periodically review your coverage to keep up with your changing insurance needs.
  7. We are committed to customer satisfaction – it’s the key to our livelihood.
  8. We treat you like a person, not a number.
  9. We are licensed professionals with strong customer and community ties.

There is a difference. To find out how our independent insurance agency can help you find the right insurance coverage, please contact Baylis Insurance Agency. Give us a call today at (601) 268-0601.